How to Fight Insurance Companies with the Best Car Accident Lawyer in New York

How to Fight Insurance Companies with the Best Car Accident Lawyer in New York

Car accidents can be life changing and dealing with insurance companies after a crash can be just as stressful. Although you might expect insurers to compensate auto accident victims fairly, they use various tactics to reduce and sometimes, deny payouts. Since New York follows the no-fault insurance system, having the best car accident lawyer New York can make a major difference. Here’s how insurance companies try to undermine your claim and how a skilled car accident attorney can help you fight back.

Common Defenses Used by Insurance Companies in NY

One of the most common strategies insurers use is denying liability. They can shift the blame onto you. Since New York follows a pure comparative negligence rule, this means that your compensation can be reduced based on the percentage of fault assigned to you.

Insurance adjusters will also argue that your injuries are not as serious as you make them sound and state that they were pre-existing conditions. This is why it’s important to maintain medical records. Your car accident attorney in New York makes sure that insurance companies can’t twist your medical history against you.

In addition, if you feel like your case is taking too long to resolve, it might not just be your gut trying to tell you something. Insurance companies tend to drag out your case hoping you’ll accept a lower offer out of desperation.

On the other hand, if you are offered a quick settlement, don’t get too excited. Insurance companies do this hoping you’ll accept before realizing the full extent of your damages. So, don’t hesitate to reject unfair offers.

There are occasions where insurance companies may also argue that you don’t have enough proof. A car accident lawyer will collect and present all evidence so that insurance companies can’t use this defense against you.

How the Best Car Accident Lawyers in New York Help

When facing insurance tactics, having the best car accident lawyer in New York by your side can level the playing field. What’s more, you can stop stressing over negotiating with insurance adjusters and focus on your recovery instead.

The best NY car accident attorneys gather evidence in the form of video footage, accident scene photos, and expert witness testimony. They also work with specialists to reconstruct the accident and establish negligence.

Experienced car accident lawyers in New York are skilled at rejecting lowball offers from insurers and continue negotiating until a fair compensation is secured. You will also know when it’s alright to accept a settlement offer since accident attorneys account all your damages when calculating the compensation you deserve.

If negotiations fail, top car accident lawyers in New York are not afraid to litigate for a better outcome. The best ones take your case to court on a contingency fee as well. So, you only pay your lawyer if you win the case.

Are You Letting Your Insurance Company Take Advantage of You?

If the insurance company denies liability or delays your claim, you should not have any second thoughts to contact a car accident lawyer in New York. Negotiating with insurance companies is a separate skill that car accident lawyers have gained over the years.

Therefore, trusting the best car accident lawyer in New York to look out for your expectations with the insurance company is the ideal way to secure the compensation you deserve. Contact Alex Yadgarov & Associates for a free consultation and let us negotiate with your insurance company before your case reaches the statute of limitations.