A car accident is a traumatic experience that nobody ever wishes to experience. However, staying aware of how to proceed should you find yourself in the middle of one is a life skill that one ought to have. Among all other car accident types, head-on car accidents are the most dangerous types of collisions as there is a higher likelihood of severe injuries and fatalities.
It is important to understand what to do right after a head-on collision if you are a frequent traveler in the congested streets of New York. The reality of it is that victims of head-on collisions face both physical and emotional challenges that change their entire lives. Here, we’ll explore the importance of hiring an experienced head-on car accident lawyer NYC to deal with legal and insurance complexities that arise so that your path to healing becomes relatively smoother.
The Need for Legal Expertise After a Head-On Collision
Head-on collisions lead to injuries of a severe nature such as spinal cord damage, brain injuries, broken bones, and more, as drivers seated in the front are directly impacted when two vehicles traveling in opposite directions crash into each other. Recovering from such injuries is not only costly, but it is also time consuming and requires sacrifices to be made by the victim’s family and loved ones too.
As such, a person who becomes a victim of a head-on collision may lose the ability to earn, and when that sense of independence is lost, one’s mental health is also impacted. An experienced head-on car accident lawyer in NYC understands the challenges that these cases bring and can guide you to make your life easier in terms of legal implications.
NYC head-on car accident lawyers are well experienced in handling New York laws on the no-fault insurance system. So, they can represent your needs when negotiating with insurance agents. Instead of stressing out about filing your insurance claims on time, you can focus on your recovery.
The Impact of the No-Fault Insurance Law on Head-On Collision Victims
As New York operates under a no-fault insurance system, your immediate expenses such as medical bills and lost wages are covered by your no-fault insurance. The faulty party is not considered. However, a head-on collision usually causes severe injuries and impacts victims’ lifestyles to the extent that fatalities are also a possibility.
Therefore, no-fault benefits where the faulty party takes no accountability are not justifiable for victims of a head-on collision. Without an experienced head-on car accident lawyer’s input, you cannot decide whether your injuries are “serious” as per the requirements of the serious injury threshold of the New York law.
According to the New York laws and statutory obligations, your injuries are deemed “serious” if they involve,
* Death
* Dismemberment
* Significant disfigurement
* Fractures
* Loss of a fetus
* Permanent loss of use of a body organ, member, function, or system
* Permanent limitation of a body organ or member
* Significant limitation of a body function or system
Medically determined non-permanent injury that prevents usual daily activities for a period of at least 90 days after the accident.
To understand whether your injuries fall under any of these categories, it is best to get advice from a head-on collision attorney in New York who knows the ins and outs of these legalities. Unlike negotiating with insurance agents for no-fault insurance coverage, taking legal action for pain and suffering requires expert testimony and medical documentation.
Only an experienced head-on car accident lawyer in NYC can increase your chances of securing compensation beyond no-fault insurance for non-economic damages like pain and suffering. These attorneys have in-depth knowledge from handling numerous cases with various injuries, making them adept at navigating any limitations that may arise due to the changing nature of injuries.
Preparing for Court
Most auto accidents are settled outside of court. However, if your car accident attorney is not experienced with the New York based laws or is not specialized in head-on collision cases, negotiations may get stalled. In addition, the at-fault party can also deny liability. This is why hiring a head-on car accident lawyer with litigation experience is extremely important.
Going to court means filing necessary documents and gathering evidence with the help of resources that should be provided by a trusted NYC head-on collision law firm. When you hire a skilled car accident attorney who has proven experience in cases like yours, you can hope for a favorable verdict that compensates you for your injuries and losses.
While it is true that there is no way to undo the trauma of a head-on collision, an experienced head-on car accident lawyer in NYC can help you obtain the compensation you deserve for rebuilding your life. At Alex Yadgarov & Associates, we make it our responsibility to help head-on collision victims get justice and fair compensation. Reach out today for a free consultation and learn how we can support you through every step of the process.